R2Go Christmas Kit - Polar Bear

I started with a red card and a navy, blue, white and glitter square accent featuring a skating polar bear. 

I printed a square to frame the polar bear accent layer.  I adhered the accent square to the frame.  This layer was adhered to the card front aligned to the top of the card leaving an even border on 3 sides. 

The banner greeting was trimmed with scissors after it was color printed.  I cut a piece of 3D foam tape in half and placed a piece on both ends of the greeting.  I then adhered the greeting below the accent layer

I adhered a quarter sheet insert on the inside of the card on the right hand side.